Capital Risk Analyst Intern/Co-op

Role Type:
Internship/Co-op

Work Term:
Fall/Term 1

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Pay Details:
$45,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

DEPARTMENT OVERVIEW

Capital Risk and Governance (CRG) is a newly formed team within Risk Management with a mandate to provide second line oversight for the Bank's Enterprise and US Capital Management activities . As part of this team, the Capital Risk Analyst Intern will be part of a two-year roadmap of establishing the foundation for the independent Capital Risk management oversight function.

JOB DESCRIPTION

Position Summary

Provide a comprehensive and diverse range of capital risk management activities and contribute to the assessment of key capital risks through identification, control, and ongoing review. Oversee and make recommendations aligned with overall strategy and industry best practices. Ensure that capital programs and policies are managed, comply with internal/external requirements, and align with business priorities.

• Contribute to the buildout for the second line o versight of Capital Management, including the independent review and challenge of capital reporting, stress testing results, limit calibration, and capital actions.

• Participate in the Independent Capital Evaluation including the review of processes, procedures, and controls to ensure that the business, control, and infrastructure functions are meeting the organization's effective risk management requirements.

• Ensure the compliance of Capital Risk management processes with regulations and internal control programs.

• Provide analytical support in the identification and assessment of risks and make recommendations to better manage TD's Risk appetite.

• Adhere to enterprise policies and frameworks or methodologies that relate to activities for our business area.

• Facilitate, and/or implement actions and remediation plans to address performance / risk /governance issues.

• Contribute to the team's success by assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate .

• Proactively identify opportunities for process efficiencies where opportunities exist.

• Liaise with business partners including Treasury, Balance Sheet Management, Front Office, second-line risk partners, and Internal Audit .

• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts .

JOB REQUIREMENTS

• Must be enrolled in an undergraduate degree in Business, Accounting, Economics, Finance, or related field with the intent of going back to school at the start of your work term

• Demonstrated strong conceptual and analytical abilities

• Strong internal control orientation

• Exceptional problem-solving skills, communication skills (both written and verbal), and interpersonal skills

• Strong attention to detail , ability to multi-task / manage multiple priorities and meet tight deadlines.

ADDITIONAL INFORMATION

• This position is a 4-month work term and will commence September 2 to December 19, 2025 .

• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).

• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.

• TD requires employees to reside in the country where the role is located , irrespective of remote working arrangements .

• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.

HOURS

Monday-Friday, standard business hours

INCLUSIVENESS

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected, and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet